Look at our impact across the UK

Hover over the map below to see how much we've lent to charities and social enterprise in your region since 2002.

Click on a region to see how much we’ve lent to organisations in each county.

Tap a region to see how much we’ve lent to organisations in each county.

RegionAmount of moneyNumber of loans
TOTAL£428,075,4481,166
East Midlands£16,477,85857
Eastern£30,815,307107
London£116,571,652177
North East£13,527,12826
North West£32,026,161107
Northern Ireland£5,214,70911
Scotland£19,191,07874
South East£73,052,368193
South West£34,499,894146
Wales£10,870,46355
West Midlands£29,416,31879
Yorkshire & Humber£46,412,512134

Last updated: 28 July 2022

East Midlands

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CountyAmount of moneyNumber of loans
Derbyshire£3,143,95924
Leicestershire£5,443,6348
Lincolnshire£461,0007
Northamptonshire£1,660,2657
Nottinghamshire£5,579,0009
Rutland£190,0002
CountyAmount of moneyNumber of loans
Bedfordshire£2,545,80010
Buckinghamshire£363,2781
Cambridgeshire£4,147,94020
Essex£11,160,96931
Hertfordshire£3,209,22511
Norfolk£3,761,15317
Peterborough£2,700,0001
Suffolk£2,926,94216
BoroughAmount of moneyNumber of loans
Barking and Dagenham£4,005,0007
Barnet£8,323,25012
Bermondsey£739,1201
Bexley£1,575,0001
Brent£1,800,0004
Bromley£1,000,0001
Camden£9,886,27011
City of London£11,577,39612
Croydon£308,0002
Ealing£1,095,0004
Enfield£1,635,5003
Greenwich£3,786,0025
Hackney£7,628,7107
Hammersmith and Fulham£4,359,0046
Haringey£5,138,0007
Harrow£3,009,5006
Havering£156,0001
Hillingdon£3,999,6671
Hounslow£2,450,0002
Ilford£1,000,0001
Islington£4,908,43517
Kensington and Chelsea£878,2512
Kingston Upon Thames£745,0002
Lambeth£3,112,00010
Lewisham£3,903,3712
Merton£117,0002
Newham£5,642,0696
Richmond£215,0001
Southall£2,500,0001
Southwark£2,010,99514
Tower Hamlets£2,401,91212
Waltham Forest£1,380,0001
Wandsworth£5,975,0003
Westminster£9,311,20010
CountyAmount of moneyNumber of loans
Durham£4,487,12811
Newcastle Upon Tyne£435,0002
Northumberland£1,420,0006
Tyne & Wear£7,185,0007
CountyAmount of moneyNumber of loans
Cheshire£8,073,85114
Cumbria£4,468,41726
Greater Manchester£3,491,55314
Lancashire£9,330,80224
Merseyside£6,416,58827
Trafford£82,9501
Wigan£162,0001

Northern Ireland

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Council AreaAmount of moneyNumber of loans
Antrim and Newtownabbey Borough Council£3,922,9914
Belfast City Council£472,0003
Derry City and Strabane District Council£100,0001
Fermanagh and Omagh District Council£599,7181
Newry, Mourne and Down District Council£120,0002
Council AreaAmount of moneyNumber of loans
Angus£150,0001
Argyll & Bute£1,074,11715
Aryshire£284,8403
City of Edinburgh£1,101,7577
Dumfries & Galloway£241,0003
Dundee City£255,0001
Fife£128,4811
Glasgow City£9,183,63417
Lanarkshire£5,874,15217
Midlothian£411,0972
Perthshire£62,0002
Renfrewshire£212,0002
West Dunbartonshire£60,0002
West Lothian£153,0001
CountyAmount of moneyNumber of loans
Berkshire£2,235,6559
Buckinghamshire£5,432,10815
Colchester£3,800,0001
East Sussex£12,014,95128
Hampshire£8,045,40728
Hertfordshire£1,181,8804
Kent£15,475,42048
Merton£542,7501
Oxfordshire£7,110,20413
Surrey£15,159,92132
West Sussex£2,054,07214
CountyAmount of moneyNumber of loans
Bristol£2,316,2503
Cornwall£3,653,44415
Devon£8,384,90434
Dorset£2,976,12517
Gloucestershire£8,537,57320
Somerset£6,675,62033
Wiltshire£1,955,97824
CountyAmount of moneyNumber of loans
Anglesey£20,0001
Blaenau Gwent£20,0001
Cardiff£4,075,95610
Carmarthenshire£369,8004
Ceredigion£798,6885
Clwyd£20,0001
Denbighshire£127,1751
Dyfed£415,1843
Gwynedd£1,394,10010
Monmouthshire£130,0002
Pembrokeshire£480,0004
Powys£637,0003
Rhondda Cynon Taff£930,0006
Torfaen£1,196,9211
Vale of Glamorgan£95,2001
Wrexham£160,4392

West Midlands

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CountyAmount of moneyNumber of loans
Birmingham£4,167,0004
Herefordshire£250,0001
Northamptonshire£250,0001
Shropshire£1,542,5008
Staffordshire£4,945,70125
Warwickshire£525,0002
West Midlands£16,311,11732
Worcestershire£1,425,0006

Yorkshire & Humber

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CountyAmount of moneyNumber of loans
East Riding of Yorkshire£215,0002
Hull City£697,5003
Leeds£400,0001
Lincolnshire£3,399,5315
North East Lincolnshire£4,035,6503
North Yorkshire£12,729,81238
South Yorkshire£12,463,53645
West Yorkshire£12,471,48337

Follow the money from sector to sector

Click on an icon to see how much we've lent to each charitable sector since 2002 and what our loans are helping to achieve.

Numbers provide a glimpse of a more complex picture of change. To get a deeper understanding of our borrowers' impact on people’s lives, read their stories.

SectorAmount of moneyNumber of loans
TOTAL£428,075,4481,166
Arts£16,776,79285
Community£47,757,705205
Education & Training£43,384,214111
Environment£11,343,33659
Faith£68,596,575148
Health & Social Care£76,283,289205
Social housing£153,410,791288
Sport£10,522,74665

Last updated: 28 July 2022


Charities and loans, a good match? We think so.

Here’s why. This is what our borrowers say about the impact our loans and support have on their activities, based on surveys in 2021.

Download the latest Charity Bank impact report.

89%

Services

89% of borrowers said that their Charity Bank loan had improved the quality of support they could offer the people they work with.

50%

Financial Management

50% of borrowers said their financial management had improved as a result of the loan.

New Projects

New Projects

66%

Would not have happened without charity bank’s support

Sustainability

70%
reported our loan financed activities that grant funders would not
84%
reported the charity bank loan increased what they could offer to beneficiaries
34%
said that their loan helped them stay afloat
68%

Strengthening Organisations

increased likelihood for growth in the next 12 months

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Burton Street Foundation – bringing the community together

Helen Bark of Burton Street Foundation on times when additional funding is required so that social enterprises can deliver greater impact.

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Harrogate Skills 4 Living Centre: supporting adults with learning disabilities

Harrogate Skills 4 Living Centre (HS4LC) provides a range of support and development opportunities for adults with learning disabilities and autism. The charity received a Charity Bank loan to enable it to restructure its finances.

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Adrenaline Alley: a world-class urban sports centre

Adrenaline Alley was set up to provide local kids with a safe place to skate and is now Europe’s largest urban sports centre attracting enthusiasts and professionals from across the world.

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The Bevern Trust: compassionate care for adults with complex care needs

The Bevern Trust provides residential and respite care to young adults with profound disabilities, helping them live full lives and engage with their wider community.

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Sutton Housing Society: tackling loneliness by building communities

Sutton Housing Society is a small registered provider (RP) that is helping to tackle social isolation by providing homes for older people (over 55s), as well as the opportunity to be part of a supportive community.

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The Andrew Windsor Almshouses: providing affordable housing for 400 years

Our 1000th loan paid for urgent repairs to a 400-year-old almshouse building which provides low cost accommodation for people in straitened circumstances.

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Finchley Reform Synagogue: Growing with the community

Finchley Reform Synagogue (FRS) has seen membership grow from 20 families in 1960 to 900 today. It badly needed a new place to worship. With the help of a Charity Bank loan, FRS is building a brand-new synagogue offering twice as much space.

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Fivehead Village Hall: a community hub

Fivehead Village Hall in Somerset is a purpose-built venue that provides the village with a place to socialise and space for a range of community activities.

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Wat Buddharam Leeds: one of the UK’s newest Buddhist temples

Wat Buddharam Leeds has been welcoming Thai Buddhists since 2014. Read more…

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Target Housing: giving homes to the people society rejects

Target Housing’s clients often have multiple needs, from addictions to mental health issues and disabilities. Many have been turned away from other housing providers and some are in the last five years of life.

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Jubilee Hall Trust: helping Londoners to get active

According to Sport England, one in four people do less than 30 minutes of physical activity a week. London gym Jubilee Hall is helping to remove some of the barriers to exercise, and recently refurbished its gym with the help of a Charity Bank loan.

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Stretham & Wilburton Community Land Trust: keeping the heart in the community

The East Cambridge parishes of Stretham and Wilburton joined forces in 2012 to address the housing crisis affecting their villages. They now provide affordable accommodation to those living and working in the area.

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Transforming Lives for Good: Making The Difference

Transforming Lives for Good operate 11 education centres that give young people a second chance for an education, and 39 early intervention centres across the UK that provide extra support to children at school at a crucial period of their personal development

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First Fruit: tackling homelessness in one of the most deprived boroughs in the UK

One in 24 people in Newham is classed as homeless. First Fruit is helping to support some of the people most affected, with a package of support ranging from accommodation to training.

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Coventry Church Municipal Charities: sheltered accommodation for those in need

Coventry Church Municipal Charities has been in existence since 1506 and currently operates 73 units of affordable supported living accommodation.

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St. Anne’s Hostel: Keeping people and their pets together

St. Anne’s is one of the few homeless hostels that are dog friendly. The charity is now starting an ambitious project to provide long-term homes for formerly homeless people and their canine companions.

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Kingsley Hall: bringing the community together

Kingsley Hall Church & Community Centre has played an integral role in the local community for the last 90 years. It recently extended its nursery with the help of a Charity Bank loan.

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The Culture Trust Luton: promoting connectivity through culture

The Culture Trust Luton aims to connect communities of Luton and beyond through culture by providing opportunities to engage with arts, museums and heritage.

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The Light Church: Modern Christianity & social justice

Along with regular church services, the Light Church runs a food bank, debt support service, education centre, mental health support café and more.

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St George’s Crypt: helping the homeless

St George’s Crypt offers support, care and compassion to those suffering from homelessness in the Leeds area.

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Watford Mencap: Enriching the lives of people who have a learning disability

Watford Mencap will soon be moving into its new community hub, thanks to a £1.04m loan from Charity Bank. The hub will bring all the charity’s services together in one place and be used by more than 200 children and 600 adults.

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Jericho Foundation: a stepping stone to employment

The Foundation helps people overcome barriers to employment. It provides work opportunities and support services as a stepping stone towards mainstream work.

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Foresight North East Lincolnshire: improving the lives of disabled people

Paul Silvester of Foresight North East Lincolnshire on how social investment has been the catalyst for the growth of the charity.

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Hill Street: Saving a vital community asset

Hill Street Youth & Community Centre has been serving the people of Rugby for decades. When it was threatened with closure, a group of volunteers stepped in to save the centre.

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Homes for Good: creating affordable homes in Scotland

Homes for Good is bringing quality, affordable homes within reach of hundreds of people on low incomes in Glasgow.

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Coventry Cyrenians: tackling homelessness in Coventry and Warwickshire

Coventry Cyrenians is addressing the causes and consequences of homelessness – helping people to improve their mental health and wellbeing, overcome addictions and get off the streets.

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Big Creative Education (BCE): helping young people into the creative industries

Big Creative Education offers a range of courses for young people aged 16-24, many of whom have struggled to engage with mainstream education.

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Central YMCA: The world’s first YMCA

Central YMCA was founded by an apprentice, 177 years ago. So it’s fitting that today, the London-based charity is helping thousands of young people to access apprenticeships nation-wide.

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Abbeyfield The Dales: giving older people a community

Abbeyfield The Dales gives older people the chance to enjoy life as part of a supportive community. It offers residents tailored housing solutions in addition to high-quality care and support, freshly cooked meals and a full calendar of social activities.

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The Askrigg Foundation: Creating affordable homes

The Yorkshire village of Askrigg is very popular with holidaymakers. While that’s good for tourism, local people are being pushed out of the housing market. The Askrigg Foundation is using a community-led housing loan from Charity Bank to put things right.

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Chrysalis: Housing the people society ignores

Vulnerable people deserve decent homes and the support they need to rebuild their lives. Chrysalis is helping to make that a reality. The charity recently strengthened its housing provision using a loan from Charity Bank.

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Second Floor Studios & Arts: Supporting London’s creative sector

Find out how a £2.7m loan is helping Second Floor Studios & Arts to restabilise the affordable artist studio sector through its acquisition of 30,000 sq. ft. on a 250-year leasehold giving 110 artists and other creative businesses the space to create.

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Micro Rainbow: safe homes and support for LGBTQI asylum seekers

Many of the 2,000 lesbian, gay, bisexual, transgender, queer and intersex (LGBTQI) persons who claim asylum in the UK every year end up facing discrimination and abuse, even in their shared accommodation.

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War Memorial Village Derby: creating homes for heroes

War Memorial Village Derby has been offering disabled war veterans a home for 70 years. The village has started a much-needed renovation programme with the help of a loan from Charity Bank.

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Age UK Herne Bay: Helping older people stay independent

Age UK Herne Bay & Whitstable gives older people the chance to socialise, try new activities and receive practical support. Its day centre was recently extended with the help of a Charity Bank loan.

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Chesterfield FC Community Trust: uniting people through football

Chesterfield FC Community Trust uses the inspiration and impact of football to provide a wide range of sporting, educational and community-based opportunities throughout the local area.

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Pathfinder Dogs: Helping blind people to be more independent

Pathfinder Dogs offers training, support and assistance dogs to people who are blind or partially sighted. With the help of a loan from Charity Bank, it recently bought a property to use as accommodation for clients.

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Common Ground Against Homelessness: offering homes for life

“There’s a revolving door of homelessness. People move into temporary accommodation, get kicked out because of their behaviour or addictions and end up back on the streets. We want to offer people long-term stability and support.”

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Head2Head: Involving disabled young people in drama

A work experience placement with the Royal National institute for the Blind led to Anni Rhodes-Steere launching a theatre company for disabled children and young people. 15 years on, Head2Head reaches thousands of people across the South of England.

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Glover’s Trust: helping older people keep their independence

Glover’s Trust offers sheltered accommodation for over-60s. The trust has recently extended and renovated all of its properties with the help of a Charity Bank loan.

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Carlisle Key: helping young people build independent lives

Carlisle Key operates a drop-in centre for young people who are experiencing – or at risk of – homelessness; offering a listening ear, assistance, advice and signposting in response to each individual’s needs.

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NewStarts: supporting people through crisis

A loan from Charity Bank meant NewStarts could buy its warehouse and save £15,000 a year. It’s now able to support even more people with furniture, household essentials and emergency food parcels.

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The Hebridean Whale and Dolphin Trust: looking out for Scottish marine life

The Hebridean Whale and Dolphin Trust (HWDT) has been leading the way for the conservation of cetaceans (whales, dolphins & porpoises) in western Scotland for over two decades.

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The House of St Barnabas: supporting homeless people into employment

The House of St Barnabas helps people affected by homelessness and long-term unemployment to get their lives back on track.

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Connect Church UK: bringing communities together

Connect Church UK has been operating for over 80 years in an inner-city area of Birmingham. Its aims throughout this time have been to forge connections within the local community, build supportive relationships and provide a wider sense of belonging.

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Govanhill Housing Association: providing safe secure housing in the South of Glasgow

Govanhill Housing Association is a community-controlled social landlord operating in the Govanhill and Merrylee neighbourhoods of Glasgow.

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Mayfield Trust: transforming care in Calderdale

The Government’s Transforming Care programme is shaking up the care sector, helping people with a learning disability to get out of hospitals and group homes, and integrate back into the community. One charity that’s moving with the times is Mayfield Trust.

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Swindon Therapy Centre: supporting those living with neurological conditions

Swindon Therapy Centre offers a range of therapies and support to those living with multiple sclerosis and other neurological conditions.

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Alice Charity: Tackling child poverty

Almost a quarter of children in Stoke-on-Trent are living in poverty. Find out how one charity is tackling child hunger and adult isolation.

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SFHT: Enriching lives through supported living

The Stable Family Home Trust offers a range of services for people who have a learning disability. Its newest supported-living property has ‘wowed’ tenants.

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Lyvennet Community Trust: by the community, for the community

Lyvennet Community Trust ensures that local housing remains genuinely affordable. Charity Bank loans have helped the trust to grow the number of properties that are within the means of local people.

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Half Moon: inspiring young people through performing arts

Half Moon offers low-cost drama classes for children and young people, including those with complex disabilities. The theatre company turned to Charity Bank for a loan to buy its venue after rent rises put its future in jeopardy.

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Whitley Bay Big Local: helping to bring a community together

“I dropped in one day for a coffee and a chat, and I kept coming back. Everyone is looking forward to the refurbishment. It means the centre can grow, which will help the people to grow.”

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Totnes Renewable Energy Society: a community fighting climate change

In 2007, the Totnes Renewable Energy Society was formed with the aim of developing renewable energy resources in the area to benefit Totnes’ local community.

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Faith Hope and Enterprise: relationships that change lives

Faith Hope and Enterprise was started in the eighties by Carl Taylor, who was passionate about social work and helping others.

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Living Paintings: bringing art and stories to life for blind people

Living Paintings helps blind children to experience the joy of a picture book.

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Chooselife Wales: a path to recovery

Chooselife Wales runs a drop-in centre providing support, guidance, signposting and activities to those struggling with substance misuse and related difficulties.

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Help & Care: supporting people to improve their lives

Help & Care provides wide-ranging support and services to help people live the lives they choose.

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Family Action: building stronger families and brighter lives

Family Action has been offering vulnerable families vital support for 150 years. With one in five people in the UK living in poverty, the need for the charity’s services has never been greater.

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Above Derwent CLT: Helping people onto the property ladder

As with many areas of outstanding natural beauty, Above Derwent in Cumbria is popular with holidaymakers. Unfortunately, that means that a large number of houses are second homes or holiday lets, and local people are struggling to get on the property ladder.

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Baltic Creative CIC: keeping our city creative

Baltic Creative is a Community Interest Company, established in 2009 with the ambition to protect property within Liverpool city centre for those working in creative industries.

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YMCA Thames Gateway: turning modular units into affordable homes

Could modular housing help to solve London’s affordable housing crisis? YMCA Thames Gateway’s latest project is a great example of what can be achieved.

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Abbeyfield South Downs: supporting older people with independent living

Abbeyfield South Downs operates supported sheltered housing for older people across the area and is developing one of its sites to modernise its housing model.

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Collaborative Women: Breaking the cycle of domestic violence

Women fleeing domestic abuse need safe accommodation. With the help of a Charity Bank loan, Collaborative Women is giving survivors that safe space and so much more...

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EVA Women’s Aid: rebuilding lives after domestic and sexual abuse

EVA Women’s Aid helps women to rebuild their lives after domestic or sexual abuse. The charity gives women a safe place to call home, provides counselling and guidance, and makes sure that survivors’ voices are heard.

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Independent Cinema Office: Access to cinema that nourishes the soul and changes lives

The Independent Cinema Office (ICO) is the UK’s national body that supports independent cinemas, film festivals and exhibitors of all forms. It strives to develop an open, challenging and thriving film sector.

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Magpas Air Ambulance: Saving lives 24/7

Every second counts in an emergency. Magpas Air Ambulance is often the first on the scene, and its new airbase could see response times cut even further.

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Imago: empowering people and communities

Imago is a social action charity that delivers diverse services to support individuals, organisations and communities across Kent, Medway, East Sussex and London.

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Ruby’s Fund: Supporting SEND children and their families

It can be difficult to access support if your child has additional needs. Ruby’s Fund provides that support, and gives children the opportunity to play and learn, and family members the chance to socialise with their peers.

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Holne Community Shop & Tea Room: Saving a community hub

When the shop and tearoom faced closure, the community united to save what was an important social hub. It is now run for the benefit of the wider community and a Charity Bank loan help the social enterprise buy the premises.

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Burnhams Surgery: Ensuring NHS patients get a great service

Burnhams Surgery has found an innovative way to move premises, take on more patients and attract new GPs.

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Folkestone Sports Centre Trust: Affordable sports and leisure for all

Folkestone Sports Centre Trust is a social enterprise, working to make sports and leisure activities available to all.

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New Roots: giving young people a place to call home

New Roots gives vulnerable young people in Bassetlaw a place to call home and a strong support network.

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DENS Bike Project: More than fixing bikes

DENS provides a wide range of services to support those facing homelessness, poverty, and social exclusion. We had the pleasure of visiting DENS to learn more about one of their social enterprises: The Bike Project.

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Parchment Trust: promoting independence and inclusion

Parchment Trust provides day care services for people with learning and physical disabilities in East Sussex with a person-centred and inclusive approach. A Charity Bank loan assisted the charity to purchase the freehold of one of its sites.

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On the Brink: the benefits of communal living

On the Brink is an intentional community of people who have come together to create a co-housing collective which shares values, resources and time.

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The Causeway Hall: bringing communities together

The Causeway Hall gives people a place to meet, learn and be entertained. The hall was built with the help of a Charity Bank loan.

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Energise Barnsley: Tackling climate change and fuel poverty

Energise Barnsley is using solar power to cut CO2 and household bills. It’s installed solar panels on 100s of council homes and buildings. The project was part-funded by a £1.2 million loan from Charity Bank.

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Hope Church Ipswich: striving for its community

When COVID-19 hit, Hope Church feared its new community centre refurbishment would be stalled significantly. But with the help of Charity Bank, a loan and grant from the Resilience and Recovery Loan Fund has meant the centre was able to open sooner than hoped.

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Manchester Maccabi: Engaging the Jewish community through sport

Manchester Maccabi has had many ups and downs over the last few years. Charity Bank has stood by its side throughout.

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Emmaus Village Carlton: giving homeless people a community

With the help of loan finance from Charity Bank, homeless charity Emmaus Village Carlton has been able to refurbish its bistro and retail space. As a result, its income has doubled and it’s been able to increase the number of bedrooms it offers by over 50%.

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Tamworth Cornerstone Housing Association: taking a holistic approach to tackling homelessness

Tamworth Cornerstone Housing Association offers homeless young people a three-stage journey to independent living.

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North Derbyshire Youth Football League

600 children are set to benefit from North Derbyshire Youth Football League’s new site. There are also considerable benefits for the local community.

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YMCA Black Country Group: Supporting young people to transform their lives

YMCA Black Country Group provides vital support for thousands of young people every year.

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