Join a bank that shares your values

Loans: borrow to support your mission

You can borrow from a bank that understands your charitable goals as well as your finances. We lend to charities, social enterprises and organisations tackling social and environmental issues and shape our terms and repayment schedules around their needs.

A bit about us

Charity Bank is a savings and loans bank with a mission to use money for good. We use the money our savers entrust to us to make loans to charities, social enterprises and organisations with charitable purposes.

Our community of borrowers, savers, shareholders and staff are all working towards one goal – helping to create lasting social change in our communities.

Savings: put your money where your values are

You can open a savings account that will earn you a return and support the extraordinary work of the charities and social enterprises that borrow from us.

Choose from our personal savings accounts, charity and business savings accounts. Join the ethical banking movement.

Read about the organisations we support

Read about how our borrowers are using loans to grow, innovate or simply support communities and help people in challenging situations to live the lives they want.

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Chrysalis: Housing the people society ignores

Vulnerable people deserve decent homes and the support they need to rebuild their lives. Chrysalis is helping to make that a reality. The charity recently strengthened its housing provision using a loan from Charity Bank.

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Govanhill Housing Association: providing safe secure housing in the South of Glasgow

Govanhill Housing Association is a community-controlled social landlord operating in the Govanhill and Merrylee neighbourhoods of Glasgow.

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Hope Church Ipswich: striving for its community

When COVID-19 hit, Hope Church feared its new community centre refurbishment would be stalled significantly. But with the help of Charity Bank, a loan and grant from the Resilience and Recovery Loan Fund has meant the centre was able to open sooner than hoped.

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Common Ground Against Homelessness: offering homes for life

“There’s a revolving door of homelessness. People move into temporary accommodation, get kicked out because of their behaviour or addictions and end up back on the streets. We want to offer people long-term stability and support.”

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Our Values Recognised